More Attention 3 Money Mistakes To Avoid In Your 20s

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More Attention 3 Money Mistakes To Avoid In Your 20s 2022


People often think it's hard to make a lot of money, and they're right, I can tell you from my own experience. But what happens is that along the way, people often make stupid mistakes that prevent them from getting rich, even if they make a fortune. how could I know? I made these mistakes and learned from them.


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Here are 3 money mistakes to avoid in your 20s:


You rationalize when you overspend


When you live off your paycheck, you imagine that when you start making more money, you start investing, but what often happens is that you start spending that money elsewhere in the name of investing. You'll start taking an Uber instead of a bus, or eat the exact same food at a more expensive restaurant, or just buy more clothes you'll never wear.

Worst of all, in order not to feel bad about wasting so much money, you start to rationalize that you're investing in yourself, when in fact you're just wasting money. Let's not object to living comfortably or going to expensive places, we sometimes do, but what you need to understand is that overspending will keep you in the same place! 

Just because you make a lot of money today doesn't mean you'll stay that way forever, so you need to take responsibility for that money and don't lie to yourself.


Budgeting based on your current situation


Time is so weird, we don't even realize how fast it goes, it feels like yesterday, when we were kids and now we're grown up as an old man or woman. What we don't take into account is that our spending increases in one way or another as we age, think about how much you spent 5 years ago. 

I'm sure you'll be spending a lot less soon. do you know! During 5 years, your expenses will continue to increase.

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So when you budget and plan your finances, don't just think about today, think about your spending 5 or 10 years from now. Maybe you're starting a family, and with kids, you won't be able to rent a room or a small apartment as easily as you used to.


You keep postponing money management


Most people don't think money management is important, I think it seems so simple and easy that we often ignore it; listen, I have a salary, these are my usual expenses, what do I do?

If you don't know where your money is going, you'll end up casually spending a dollar here, a dollar there, and then at the end of the month you'll wonder where you've spent all your paycheck! ! To avoid this, all you have to do is stop saying "I'll find out" and start managing your money

Money management isn't just about where you spend your money, it's how! , how can you minimize your expenses? How can you use your money more efficiently when you make more money?

These are the most common mistakes people make on a regular basis, and of course it takes time and dedication, but don't complain if you're not willing to manage your finances.

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